Comprehensive Insurance
AXA offers new service packages for you and your family:
- Comprehensive Medical Care STANDARD (including the option to have your own personal doctor — a general practitioner or praktický lékař for adults, a pediatrician for children, and a gynecologist for women, with referrals to specialists).
- Mother Package — full medical coverage for childbirth (from pregnancy to delivery) and medical care for the newborn until they are safely discharged home.
Any foreigner staying in the Czech Republic for more than 90 days is required to have health insurance with comprehensive coverage equivalent to at least €400,000.
The insurance meets the conditions of Law No. 326/1999 Sb. on the Residence of Foreigners in the Territory of the Czech Republic.
By ordering the Komplexní péče - Standard package for 12 months, you receive a discount! Plus, if you choose a 13- or 14-month plan, you’ll pay the same price as the 12-month package!
Who can order the STANDARD package?
- Tourists
- Students
- Individuals reuniting with family
- Entrepreneurs
- Diplomats
- Other individuals applying for long-term residence in the Czech Republic
You can order AXA Assistance insurance whether you already have a visa or residence permit or are currently applying for one, either from the Czech Republic or from abroad.
The STANDARD package offers an overall coverage limit of €400,000. It is also valid in all Schengen countries (outside of the Czech Republic, the insurance covers only emergency medical care) for up to 30 days if you are traveling as a tourist.
By ordering the Komplexní péče - Standard package with AXA Assistance, you get:
- Coverage for both initial and emergency medical care
- Outpatient treatment by general practitioners (všeobecný lékař), pediatricians for children, gynecologists for women, as well as specialists
- Preventive medical check-ups and regular doctor visits
- Vaccinations based on the national schedule
- Pregnancy and childbirth care (see the note below)
- Coverage for medications prescribed by doctors for outpatient treatment (up to 5,000 Kč)
- Hospitalization, including surgery and medications
- Ambulance service for hospitalization
- Emergency dental care for acute tooth pain (coverage up to 5,000 Kč)
When you order this insurance, you also gain access to 24/7 consulting services from the insurance company in Czech, Russian, Ukrainian, Slovak, English, and other languages. All AXA Assistance clients who have ordered the Komplexní péče - Standard package can either choose their own doctor (and receive reimbursement from the insurance company) or visit clinics that have a cooperation agreement with AXA Assistance.
Who is AXA medical insurance for:
- Individuals applying for long-term residence in the Czech Republic
- Students and schoolchildren
- Managers and employees of international companies
- Representatives of private companies (including those opening a business in the Czech Republic)
- Diplomats
- Family members (children, spouses…)
- Tourists
- Other foreigners legally residing in the Czech Republic
You can ORDER a medical insurance package for emergency medical care coverage from AXA Assistance entirely online on our website without overpaying. You pay directly to the insurance company and, in addition, receive Extended support services from us in English completely free of charge for the entire insurance period (only for clients of STRAHOVANIE.CZ).
Plus, if you choose a 13- or 14-month plan, you’ll pay the same price as the 12-month package!
Note on Pregnancy and Childbirth
When ordering the Komplexní péče - Standard package, there is a 'waiting period' from the start date of the contract during which the insurance company will NOT cover pregnancy-related expenses or childbirth. The waiting periods are as follows:
- 3 months from the date of the insurance contract for preventive gynecological visits related to pregnancy.
- 8 months from the date of the insurance contract for childbirth.
This means that pregnancy-related medical expenses will be fully covered if you begin seeing a gynecologist for pregnancy care 3 months or more after the contract starts, and the delivery takes place 8 months or more after the contract start date.
If you are already pregnant and need insurance, we recommend ordering the Komplexní péče - Matka package, which does not have these waiting periods. With the Matka package, you can start visiting a doctor for pregnancy-related care immediately after purchasing the policy. This package covers both the mother’s medical care and childbirth, as well as postnatal care for the newborn (up to 300,000 Kč in coverage). For more details, please see the Komplexní péče - Matka package.