Childbirth in Czechia

If you are expecting a baby or planning a pregnancy in the near future, you could benefit from AXA’s Komplexní péče - Matka insurance package in the Czech Republic.

This package covers the following for women:

All options included in the Komplexní péče - Standard comprehensive medical assistance package.
Prenatal care with a gynecologist.
Delivery and all associated medical expenses.
Medical assistance and care for the newborn until successful discharge home (postnatal care for newborns, coverage limit up to 300,000 Kč).

Please Note! When ordering the Komplexní péče - Standard package, there is a 'waiting period' from the start date of the contract during which the insurance company will NOT cover pregnancy-related expenses or childbirth.

The waiting periods are as follows:

3 months from the date of the insurance contract for preventive gynecological visits related to pregnancy.
8 months from the date of the insurance contract for childbirth.

If you are already pregnant, it is essential you order the Komplexní péče - Matka package, which has no waiting periods. With this package, you can consult with a doctor regarding pregnancy and childbirth immediately after purchase, and all related expenses will be covered by the insurance company.

Moreover, childbirth can carry risks of complications for both the mother and the baby (e.g., if the newborn needs to be placed in an incubator, which can cost several thousand euros per day). When you purchase the Komplexní péče - Matka package, AXA Assistance covers these expenses if necessary.

The Komplexní péče - Matka package can be ordered for a minimum of 12 months. We recommend ensuring that the package remains active for at least 1-2 months after the expected delivery date (or longer) to protect both the mother and newborn from unforeseen medical expenses.

The total coverage limit for the Matka and Newborn package is 10,000,000 Kč (at least €400,000). It includes a 5,000 Kč limit for dental care and a 5,000 Kč limit for medications prescribed for outpatient treatment (outside of a hospital). The coverage for medical care for the newborn is up to 300,000 Kč.

This insurance is also valid in all Schengen countries (covering emergency medical care only outside of the Czech Republic) for up to 30 days when traveling as a tourist.

By ordering this insurance, you gain access to 24/7 consulting services from the insurance company in multiple languages, including Czech, Russian, Ukrainian, Slovak, English, and others.

The cost of the Komplexní péče - Matka package (minimum order period of 12 months): 221,400 Kč

13 months — 239,850 Kč
14 months — 258,300 Kč
15 months — 276,750 Kč
2-year order period — 442,800 Kč
Maximum order period — 36 months (cost: 664,200 Kč).

You can order the Komplexní péče - Matka comprehensive health insurance package for pregnancy and childbirth in the Czech Republic from AXA Assistance fully online through STRAHOVANIE.CZ without any extra charges. You pay directly to the insurance company, plus you receive Extended support services from us in English completely free of charge for the entire insurance period (only for clients of STRAHOVANIE.CZ).